---
title: Will I qualify for a mortgage in the future if I file a bankruptcy?
description: It is very possible to qualify for a future mortgage, even if you file for bankruptcy.
---

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# Will I qualify for a mortgage in the future if I file a bankruptcy?

## It is very possible to qualify for a future mortgage, even if you file for bankruptcy.

You may need a larger down payment and may experience a higher interest rate, but as long as you have worked towards rebuilding your credit, you should not be refused simply due to prior insolvency. There are mortgage brokers who are familiar with the insolvency industry and may be able to assist you with these applications. 

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